
Morpho surpassed its previous TVL high while DeFi remained below its 2025 peak, supported by growth across Robinhood Chain, Arc, and real-world asset lending.

Circle’s Arc mainnet is scheduled for September 16, 2026, using USDC for gas and settlement while connecting stablecoin scale with institutional and programmable financial activity.

This article examines how crypto wallets must extend security controls across key generation, recovery, transaction review, and incident response as they evolve into execution environments.